Debt Help, News & Financial Advice Blog for Edmonton Residents

Information is your greatest asset in becoming debt-free. On these blog pages, you will find general information to help you understand unfamiliar terms and learn more about the options that may be available to you. You should schedule a personal consultation with an A.C. Waring & Associates trustee or counsellor for information regarding your specific circumstances. We hope you find the following pages helpful and reassuring. Know that however desperate you may feel with the pressure of mounting debts, we are ready to help you regain your financial footing.

Understanding the Differences Between Secured and Unsecured Debt


Wednesday, April 18th, 2018 A.C. Waring

Advice for Debt-Help® in Edmonton from Your Licensed Insolvency Trustee Do you know what kind of debt you carry? Do the terms “secured” or “unsecured” make you scratch your head? Understanding what types of debt are in your overall financial portfolio can help you make better decisions in the future. Having too much of one…

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Recent Survey Shows Canadians Facing Rising Interest Rates and Credit Card Debt


Saturday, March 24th, 2018 A.C. Waring

As interest rates slowly creep up across the country,  it seems that Canadians are starting to feel the effects. The generation of adults from their late teens to their mid-40s is paying for more of their purchases, almost exclusively, with credit cards unlike their predecessors who paid more by cash.  Apparently, because of this and…

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What happens to a leased car during bankruptcy?


Thursday, March 22nd, 2018 A.C. Waring

Struggling with your finances is difficult enough, but deciphering what debt solutions are available to you and which of your assets, if any, are protected require professional advice.   Most individuals who owe money can feel overwhelmed. Fortunately, there are Licensed Insolvency Trustees (LIT) like A.C. Waring & Associates Inc. who can offer debt help across…

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How We Became Edmonton’s Debt Solutions People


Monday, March 19th, 2018 A.C. Waring

A number of years ago, after moving to Edmonton, I had blood pressure problems. No matter what medications I was given, my blood pressure remained high. My doctor referred me to a specialist. The specialist was great and sent me for some tests. The tests occurred early one morning and, surprisingly, the specialist’s office phoned…

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Facts You Should Know About Wage Garnishment


Thursday, February 22nd, 2018 A.C. Waring

Prolonged and delayed debt repayment inaction may precipitate garnishment action.  We understand how this poses a challenging scenario for individuals struggling with debt and trying to make ends meet. Sometimes we may have bit off more than we can chew and/or our financial circumstances have changed and our indebtedness compounds. Fortunately, you have several options…

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