Debt Help, News & Financial Advice Blog for Edmonton, Central & Northern Alberta

Information is your greatest asset in becoming debt-free. On these blog pages, you will find general information to help you understand unfamiliar terms and learn more about the options that may be available to you. You should schedule a personal consultation with an A.C. Waring & Associates trustee or counsellor for information regarding your specific circumstances. We hope you find the following pages helpful and reassuring. Know that however desperate you may feel with the pressure of mounting debts, we are ready to help you regain your financial footing.

Life After Filing A Consumer Proposal


Tuesday, July 10th, 2018 A.C. Waring

For many Canadians, submitting a consumer proposal with the help of a Licensed Insolvency Trustee (LIT) is a preferable alternative to filing for personal bankruptcy. While either are important steps, if a consumer proposal is an option available to you, it is a simpler process than bankruptcy. Although a consumer proposal will ease the pressure…

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Why You Should Always Seek Professional Help with Debt Consolidations


Monday, June 11th, 2018 A.C. Waring

If you’re facing debt overload and your current predicament seems overwhelming and you worry about how to overcome this situation, you are certainly not alone. There are a number of options that may apply to your financial circumstances. A debt consolidation in Edmonton, via a Consumer Proposal, is just one of the options that may…

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Co-Signing: Am I Responsible for My Spouse’s Debt?


Tuesday, May 29th, 2018 A.C. Waring

Advice for Debt-Help® in Edmonton Are you considering co-signing for a spouse to purchase a new car or home? Co-signing is a popular way for individuals with a good credit history to assist someone without a good history. This is a frequent request among close family and friends because there needs to be a very…

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Debt Relief: An Easy Guide to Understanding your Credit Report


Wednesday, May 16th, 2018 A.C. Waring

Despite more and more services allowing consumers to review their own credit reports, many people have still never actually checked their  credit history.  In addition to the benefit of knowing where you stand and how you rank, the information found in your report can also help you determine whether there are indications or warning signs…

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Understanding the Differences Between Secured and Unsecured Debt


Wednesday, April 18th, 2018 A.C. Waring

Advice for Debt-Help® in Edmonton from Your Licensed Insolvency Trustee Do you know what kind of debt you carry? Do the terms “secured” or “unsecured” make you scratch your head? Understanding what types of debt are in your overall financial portfolio can help you make better decisions in the future. Having too much of one…

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