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Getting Back on Track Financially after Dealing with an Addiction


Friday, November 28th, 2014 A.C. Waring

Many recovered addicts have extensive personal debt beyond the treatment they received from Alberta Health. Dealing with an addiction is one of the hardest things possible, and the economic fallout afterward can be devastating. You may have stacks of unopened bills and collection notices that piled up and seemed to multiply while you were ill….

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What is Discretionary Spending and Why is it Significant?


Friday, November 28th, 2014 A.C. Waring

Every adult needs to have an income; it is your incoming funds that pay for your outgoing expenses. Your expenses will be either obligatory or optional. To avoid becoming overwhelmed by future debt, it is important to realize that your incoming funds, usually from your job/career, investments, inheritance, etc. can all vaporize quickly if you…

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Tips for Managing Debt in the Edmonton Area


Wednesday, November 12th, 2014 A.C. Waring

In the days before credit cards, making purchases meant having cash and delaying some purchases. In a lot of ways, this was a good thing. Tough choices had to be made between what was needed versus what was wanted. Living a debt-free life in the modern age is possible. It means paying off credit cards…

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