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Is Downsizing the Right Move for You?


Monday, September 14th, 2015 A.C. Waring

To own or not to own? Downsizing may not bring on the savings you expect People approaching or in retirement often face a housing dilemma – should you own a detached house or condo/townhouse, or should you rent a house, condo or apartment? Both ownership and renting come with myths and landmines. A traditional benefit…

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Reasons to Avoid Co-Signing a Loan


Tuesday, September 1st, 2015 A.C. Waring

Why You Should Avoid Co-Signing a Loan It is always a difficult situation when a friend or family member asks you to co-sign a loan. Co-signing a loan means paying a borrower’s debt if he or she defaults on the loan. The reason for the loan may seem quite reasonable, such as to attend school,…

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